What owners say after attending a Sumber programme
These are unedited summaries from participants. We share them as they are — including the ones where something did not land perfectly.
Back to Home6+
Years delivering financial education in Malaysia
1,200+
Owners attended at least one programme
4.7/5
Average satisfaction score, 2024–25
88%
Participants who said they used the templates after
Participant feedback from recent sessions
Dates shown are from April–May 2025 sessions.
Zulaikha Ahmad
Kuala Lumpur · Kedai Jahit owner
I attended the Numbers Workshop back in April. I had been running my tailoring shop for four years and honestly had no real idea how to read what I was earning versus what was going out. The stock-sheet layout made sense to me the same day. I am still using the template every week.
Numbers Workshop · May 2025
Tan Chee Keong
Petaling Jaya · Hardware shop
Did the six-week Bookkeeping programme in March and April. The workbook helped me build a monthly review habit I had been putting off for years. The peer circles were useful — talking through numbers with other owners at similar stages felt less intimidating than I expected. Timing was fine, though I had to leave early one session due to a supplier delivery.
Bookkeeping Basics · April 2025
Norhafizah Ismail
Shah Alam · Home catering business
The Finance Foundations Course took me three months but it was worth it. I now understand how my cash actually flows through my catering business across a month — which orders cost me the most to fulfill and which ones leave me with actual margin. The toolkit is sitting on my desk and I refer to it regularly.
Finance Foundations · May 2025
Rajendran Subramaniam
Cheras · Auto parts trading
The Numbers Workshop was straightforward. I came in thinking I already understood the basics, and mostly I did — but the margin section clarified something I had been calculating incorrectly for years. Good to have it confirmed. Sessions run on time, which I appreciated.
Numbers Workshop · April 2025
Faridah Yusof
Ampang · Online clothing retail
I did the Bookkeeping Basics Programme and I think the biggest thing I got out of it was the monthly review habit. I had never set aside one hour at the end of the month to look at my numbers in a structured way. Six weeks in and it is now a routine. The workbook made it easy to keep consistent.
Bookkeeping Basics · May 2025
Lee Hwai Ling
Subang Jaya · Florist
The Finance Foundations Course was a big commitment but I knew my records needed serious attention. By the end of month two I had identified two types of orders that were consistently eating my margins — something I had suspected but could not quantify before. The clinics were helpful for working through the parts that did not click immediately.
Finance Foundations · May 2025
Three owner journeys in detail
Mohd Hafiz bin Rozali
Kedai Runcit owner · Gombak
CHALLENGE
Running a neighbourhood grocery for six years, Hafiz had no record-keeping system beyond a rough daily cash count. He could not tell whether his business was generating a healthy margin or slowly losing ground.
PROGRAMME
Completed the Numbers Workshop, then joined the Bookkeeping Basics Programme the following month. Used the stock-sheet template from day one of the workshop.
OUTCOME
By the third week of the Bookkeeping programme he had his first clear monthly summary. Identified that one category of stock (beverages) was generating about 40% of his margin despite being 20% of shelf space.
"I now do my monthly review on the last Friday of every month. It takes about an hour. I would not have thought that was possible before."
Siti Khadijah binti Zainal
Home-based baking · Klang
CHALLENGE
Siti's baking business had grown from a part-time side income to her main livelihood, but her records were in three different notebooks. She had no clear picture of monthly income versus costs.
PROGRAMME
Enrolled directly in the Finance Foundations Course. Three months, twelve sessions, completed in full. Used the clinic sessions for help with cash-flow planning specific to seasonal orders.
OUTCOME
After completing the course she consolidated her records into one system using the toolkit templates. She now prepares a simple cash-flow estimate before taking on large festival orders to check whether the cash timing works out.
"The cash-flow section was the part that changed things most for me. I was always confused about why I would have a good sales month but still feel short of cash."
Vijayakumar Nair
Cleaning services · Puchong
CHALLENGE
Vijay had two full-time staff and was taking on contracts regularly, but found it hard to tell which contract types were worth the time. His record-keeping was mostly invoices stored in a folder.
PROGRAMME
Completed the Bookkeeping Basics Programme. Used peer circles to discuss how to categorise different types of outgoings in a service business.
OUTCOME
By the end of the programme he had a workable monthly summary format adapted for a service business. He identified that residential one-off jobs had a notably higher margin per hour than regular commercial contracts.
"The peer circle format was unexpected. I did not expect to learn as much from the other owners as from the facilitator — but it worked out that way."
Get in touch about any programme
Phone
+60 3-2273 6048Address
Level 6, Plaza Sentral
Jalan Stesen Sentral 5, KL Sentral
50470 Kuala Lumpur
Office Hours
Mon – Fri: 9:00 am – 6:00 pm
Sat: 9:00 am – 1:00 pm
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